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APR Calculator
Use this calculator to find out what the APR on a your new loan from United Home Mortgage will be.
The Annual Percentage Rate is the yearly cost of a loan, including interest, insurance, and the
origination fee (points), expressed as a percentage. The APR is a good way to compare loans on an
even basis.
The Annual Percentage Rate is the yearly cost of a loan, including interest, insurance, and the
origination fee (points), expressed as a percentage. The APR is a good way to compare loans on an
even basis.
There is NO WARRANTY, expressed or implied, for the accuracy of this information or
it's applicability to your financial situation. Please consult your own financial advisor.
it's applicability to your financial situation. Please consult your own financial advisor.
Definitions
Purchase Price
The purchase price of your new home. In the case of a refinance use the
home's current value.
Percent Down
The percent of the purchase price you intend to pay in cash. In the case of a
refinance this will be the percent of your home's value you do NOT intend
to borrow.
Term in Years
The length of your new home loan expressed in years.
Interest Rate
The interest rate charged on your new loan.
Origination Fees
Fees that are charged to originate your loan. Note: this is not the same as
origination points.
Points
Origination or Buydown Points charged on your new loan, expressed as a
dollar amount.
Prepaid Mortgage Interest
Any interest on your new home loan that is paid in the balance of your new
home loan.
Purchase Price
The purchase price of your new home. In the case of a refinance use the
home's current value.
Percent Down
The percent of the purchase price you intend to pay in cash. In the case of a
refinance this will be the percent of your home's value you do NOT intend
to borrow.
Term in Years
The length of your new home loan expressed in years.
Interest Rate
The interest rate charged on your new loan.
Origination Fees
Fees that are charged to originate your loan. Note: this is not the same as
origination points.
Points
Origination or Buydown Points charged on your new loan, expressed as a
dollar amount.
Prepaid Mortgage Interest
Any interest on your new home loan that is paid in the balance of your new
home loan.