Privacy                                                                                                    
Your privacy is extremely important to United Home Mortgage Corporation. Below you will see the details of our privacy policy and how it pertains to you. This
Privacy Policy is applicable to United Home Mortgage Corporation only.

Security
Security of our customers’ personal information is very important to United Home Mortgage Corporation. United Home Mortgage Corporation uses extensive
security measures to ensure that your dealings with us are kept private. Except as set forth herein, we restrict access to your non-public personal information
to our employees who have a need to know that information in order to provide products and services to you. We also maintain, and require third parties with
which we share your non-public personal information (as provided herein) to maintain, physical and procedural safeguards to guard your non-public
personal information.
Information Sources

In order for United Home Mortgage Corporation to provide Mortgage Loans we must collect certain non-public data, those sources include:
  •      Information you provide to us on applications or other forms, such as name, address, social security
            number, income, assets, etc.
  • ·     Information we receive from an outside company, such as a credit bureau or employment verification
            vendors.
  • ·      Information about your transactions or experience with us, such as property value appraisals, your
            payment history with us, etc.

Information We Collect While You Browse Our Website
We do not access information about your identity while you browse our website. You remain anonymous to us. While you view our site, our system tracks the
pages you visit, the pages you download, the site you came from, as an entirely anonymous entity. We may also place a “cookie” on your computer that tracks
your use of our website. A cookie is a piece of data that is stored on your hard drive. It takes up very little room on your system and helps us estimate the
number of persons that use our site and determine the areas of our site that are the most popular. The cookie does not provide us with specific, personally-
identifying information about you, such as your name, address, tax identification number, social security number, email address, or phone number. This
cookie is not harmful to your computer. You can remain anonymous while you are browsing our website, but once you complete an application for a loan, we
will use the information stated in the application to determine if you can qualify for the loan you requested. We may retain all of the information you provide to
us in that application process, including personally-identifying information such as your name, income, assets, liabilities, age, social security number, and
employment.

Who We Disclose the Information To
  • We may disclose the information we collect, as stated above, to:
  • Financial service providers, such as banks and investment companies, 3rd party loan servicers, or consumer
    credit companies.
  • Voluntary organizations and non-financial companies, such as appraisers, escrow agents or title companies.
  • Government agencies or consumer reporting agencies for specific and limited purposes necessary to:
    effect a transaction authorized or requested by you
    effect, administer or enforce a transaction
    protect against fraud
    make a report to a consumer reporting agency;
    comply with a legal investigation or regulatory requirement

How We Disclose Your Information
Your privacy is important to us. We do not provide personally-identifying information about you to third parties other than our lending partners unless we have
your consent or the disclosure is permitted or required by law. The circumstances under which we disclose information include the following:
  • Service Providers. We may disclose all of the information we collect to companies that perform support and
    other services for us such as data processors, data encrypters, technical systems consultants or
    programmers unless you have notified us not to share such information by notifying us in writing or by
    calling us at the phone number listed below under Contact Information.
  • Disclosures to Affiliates. As permitted by law, we may release information we obtain about you from you or third
    parties to companies with which we are related by common ownership or affiliated by corporate control
    (“Affiliates”), unless you notify us before the information is initially communicated that you do not want us to
    share such information. You can notify us not to share such information in writing at the address below or
    by calling us at the phone number listed below under Contact Information.
  • Other Disclosures to Lending Partners. Our lending partners may have special offers, products, or services
    that may be of particular interest to you. If you would like to learn of such offers, financial products, or
    services, authorize us to share any non-public personal information we have about you with our lending
    partners for the purposes stated above. If you do not want us to share such information with our lending
    partners for the purposes other than assisting you in obtaining the loan you requested, please notify us in
    writing or call the phone number listed below under Contact Information.

When Your Relationship With Us Ends
If our relationship with you ends, such as by your termination of agency with us, we will continue to treat and protect your personally-identifiable information in
accordance with this Privacy Policy. That means that we may continue to make the disclosures to our lending partners and Affiliates described above or
permitted by law. However, if you notify us before or after your relationship with us ends of your election not to have us share your personal information with
others, we will honor that request.

How You Can View and Change Your Personal Information
You can review the personally-identifiable information we maintain on you and make any needed corrections to it by contacting us in writing at the address
below.

Changes to Our Privacy Policy
We reserve the right to amend (add to, delete from, or change) the terms of this Privacy Policy from time to time. Our Privacy Policy, as in effect from time to
time, is continually posted on our Web site. By deciding to become one of our customers or by receiving our products and related services, you agree to
receive copies of our Privacy Policy and any amendments to it from our Web site, unless you notify us otherwise in writing at the address below.

If You Have Questions
If you have any questions regarding our Privacy Policy please contact us using the information below.

United Home Mortgage Corp.
5109 Lone Tree Way
Suite B
Antioch, CA
94531
(925) 776-1700
Our Privacy Policy
Copyright © United Home Mortgage 2006. All Rights Reserved.
None of the information on this web site constitutes legal, tax, accounting, or other professional advice.