Assumptions:
In an effort to offer examples of our interest rates on certain loan programs we have made assumptions about our borrowers' qualifications.
They are listed below for your reference. If your situation does not match these assumptions we may still be able to offer you a loan.
The following additional disclosures apply:
The Annual Percentage Rate (APR) is based on representative loan amount for stated term* and includes points listed.
Points include any origination and discount fees.
These special rates are not guaranteed until lock-in.
Rates and terms are subject to change without notice. Interest rates assume credit history in good standing.
All loan applications subject to credit and property approval. Flood and/or property hazard insurance may be required. Additional fees and
closing costs apply.
Assumes no subordinate financing.
Maximum loan limits and minimum equity/down payment requirements apply.
Other restrictions may apply.
Additional rates and programs are available.
*Representative example for loan terms:
A loan of $200,000 with a 7.500% APR would have the following payments with the following terms:
15-year mortgage would have 180 monthly payments of $1,854 each.
20-year mortgage would have 240 monthly payments of $1,611 each.
30-year mortgage would have 360 monthly payments of $1,398 each.
Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be
needed, which could increase the monthly payment and APR.
In an effort to offer examples of our interest rates on certain loan programs we have made assumptions about our borrowers' qualifications.
They are listed below for your reference. If your situation does not match these assumptions we may still be able to offer you a loan.
The following additional disclosures apply:
The Annual Percentage Rate (APR) is based on representative loan amount for stated term* and includes points listed.
Points include any origination and discount fees.
These special rates are not guaranteed until lock-in.
Rates and terms are subject to change without notice. Interest rates assume credit history in good standing.
All loan applications subject to credit and property approval. Flood and/or property hazard insurance may be required. Additional fees and
closing costs apply.
Assumes no subordinate financing.
Maximum loan limits and minimum equity/down payment requirements apply.
Other restrictions may apply.
Additional rates and programs are available.
*Representative example for loan terms:
A loan of $200,000 with a 7.500% APR would have the following payments with the following terms:
15-year mortgage would have 180 monthly payments of $1,854 each.
20-year mortgage would have 240 monthly payments of $1,611 each.
30-year mortgage would have 360 monthly payments of $1,398 each.
Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be
needed, which could increase the monthly payment and APR.
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